Will my assets be sold to cover the costs of Long Term Care for me or my spouse?
If desired a meeting with the appropriate person from the department (e.g. Calvin Joudrie) may be set up for additional questions.
“The key thing that where some people have confusions – there are two different programs that confuse individuals. Community care beds through the family and humans services division looks at assets for community care. In long-term care we do not. We look at income only. When there’s a couple involved and they need to have long-term care our program – somebody looks at their combined income, divides it in two as the first phase and says half your income belongs to each spouse and half the income then can be considered for nursing care costs. Then, we look at the individual living at home. They may have more expenses than half the income can cover. Then we have a process to ensure the expenses are appropriate through our regulations. If they are we’ll vary the income split to allow more of the income to stay at home with the individual keeping that at home. If they have assets, we don’t look at it. They can have money in the bank. They can keep their house. We actually look at mortgages as being an appropriate expense; rent, appropriate expenses; food; clothing, other expenses in our calculations. We try as much as possible to ensure they have as much of the income needed to stay at home in their current location.” – Calvin Joudrie
You can also find out information on the government website at:
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